ESAF Small Finance Bank returns to profit at ₹24 crore in Q4; NII rises 19%
April 30, 2026
ESAF Small Finance Bank reported a turnaround in Q4 with a net profit of ₹23.5 crore against a loss of ₹183.2 crore a year earlier. Net interest income rose 19.2% to ₹518 crore. Asset quality improved sequentially, with gross NPA at 5.41% versus 5.64% QoQ and net NPA at 1.77% versus 2.73% QoQ.
Net interest income rose 19.2% year-on-year to ₹518 crore; asset quality improved over the previous quarter. Shares of ESAF Small Finance Bank Limited ended at ₹26.39, up by ₹0.52, or 2.01%, on the BSE today, April 30.
Thrissur-based private bank ESAF Small Finance Bank Ltd on Thursday (April 30) reported a consolidated net profit of ₹23.5 crore for the fourth quarter, compared with a loss of ₹183.2 crore in the same period last year.
Net interest income (NII) rose 19.2% year-on-year to ₹518 crore from ₹434 crore.
On an asset quality basis, gross non-performing assets (GNPA) stood at 5.41% compared with 5.64% quarter-on-quarter, while net NPA declined to 1.77% from 2.73% in the previous quarter.
ALSO READ | ESAF Small Finance Bank turns profitable in Q3 on improved asset quality
Shares of ESAF Small Finance Bank Limited ended at ₹26.39, up by ₹0.52, or 2.01%, on the BSE.
Thrissur-based private bank ESAF Small Finance Bank Ltd on Thursday (April 30) reported a consolidated net profit of ₹23.5 crore for the fourth quarter, compared with a loss of ₹183.2 crore in the same period last year.
Net interest income (NII) rose 19.2% year-on-year to ₹518 crore from ₹434 crore.
On an asset quality basis, gross non-performing assets (GNPA) stood at 5.41% compared with 5.64% quarter-on-quarter, while net NPA declined to 1.77% from 2.73% in the previous quarter.
ALSO READ | ESAF Small Finance Bank turns profitable in Q3 on improved asset quality
Shares of ESAF Small Finance Bank Limited ended at ₹26.39, up by ₹0.52, or 2.01%, on the BSE.