Capital Small Finance Bank Reports FY26 Results with Net Profit of ₹14,139 Lacs
April 30, 2026
Capital Small Finance Bank Limited has announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a net profit of ₹4,008 lacs for Q4 FY26 and ₹14,139 lacs for the full fiscal year, representing growth from the previous year. Total income from operations for FY26 stood at ₹1,14,687 lacs, compared to ₹99,452 lacs in FY25. The bank demonstrated strong operational performance with advances growing 20.9% year-on-year and deposits increasing 20.4% year-on-year. Net NPA improved to 1.24% in Q4 FY26 from 1.35% in Q3 FY26. The board approved these results in its meeting held on April 29, 2026.
Capital Small Finance Bank Limited has announced its audited financial results for the quarter and year ended March 31, 2026, reporting growth across key operational parameters. The bank recorded a net profit of ₹4,008 lacs for the fourth quarter of FY26, compared to ₹3,424 lacs in the corresponding quarter of the previous year. For the full fiscal year, net profit stood at ₹14,139 lacs, up from ₹13,165 lacs in FY25.
Total income from operations for FY26 reached ₹1,14,687 lacs, an increase from ₹99,452 lacs in the previous fiscal year. The bank's operational metrics showed significant improvement, with advances growing 20.9% year-on-year and deposits increasing 20.4% year-on-year. The Current Account Savings Account (CASA) ratio stood at 34.7% in Q4 FY26, while disbursements grew 20.1% year-on-year during the quarter.
Key Financial Performance
Parameter Q4 FY26 (₹ in lacs) Q4 FY25 (₹ in lacs) FY26 (₹ in lacs) FY25 (₹ in lacs) Total Income from Operations 29,892 25,703 1,14,687 99,452 Net Profit after Tax 4,008 3,424 14,139 13,165 Net Worth 1,44,938 1,33,447 1,44,938 1,33,447 Paid-up Equity Share Capital 4,542 4,525 4,542 4,25
Asset Quality and Capital Adequacy
The bank maintained healthy asset quality indicators with Net NPA at 1.24% in Q4 FY26, improving from 1.35% in Q3 FY26. Gross NPA stood at ₹22,041 lacs with a gross NPA ratio of 2.54%. The Capital Adequacy Ratio was reported at 22.31% with Tier-I Ratio at 19.58% as of March 31, 2026.
Earnings per share (basic) for the year ended March 31, 2026, stood at ₹31.20 compared to ₹29.18 in the previous year. The bank's operating margin for FY26 was 18.62%, while net profit margin was 12.33%. The Return on Assets (annualised) was recorded at 1.24% for the fiscal year.
The board of directors approved these financial results in its meeting held on April 29, 2026. The bank has followed the same significant accounting policies in the preparation of these financial results as those followed in the financial statements for the year ended March 31, 2025.
Capital Small Finance Bank Limited has announced June 18, 2026 as the record date for determining the entitlement of members to receive the final dividend for the financial year ended March 31, 2026. The announcement was made through official communication CSFB No. 2026-27/69 dated April 29, 2026, in compliance with Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Dividend Payment Details
The dividend payment is subject to approval by shareholders at the Annual General Meeting (AGM) of the bank. If approved, the dividend will be credited or dispatched within 30 days from the date of the AGM. The AGM is scheduled to be held on Thursday, June 25, 2026.
Record Date Information
The following table provides the key details regarding the record date announcement:
Parameter: Details Security Type: Equity Shares Record Date: Thursday, June 18, 2026 Purpose: Payment of dividend for FY2025-26 AGM Date: Thursday, June 25, 2026 Communication No: CSFB No. 2026-27/69 Filing Date: April 29, 2026
Corporate Communication
The communication was issued on April 29, 2026, and digitally signed by Amit Sharma, Company Secretary & Compliance Officer (Membership No. F10888) of the bank. The official notification was sent to both BSE Limited and National Stock Exchange of India Limited as per regulatory requirements. The filing confirms that dividend payment, if declared by members at the AGM, will be processed within the stipulated timeframe.
Company Information
Capital Small Finance Bank Limited is headquartered at 'MIDAS Corporate Park', 3rd Floor, 37, G.T. Road, Jalandhar-144 001, India. The bank can be contacted via telephone at 0181-5051111 or 5052222, and through email at mail@capitalbank.co.in . The company's CIN is L65110PB1999PLC022634.
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As financial services are becoming more accessible, there is now a large set of Indians today who are financially aware and literate. They value time and seek high quality products & services. Most screening, trading, investing platforms available today are more or less similar to each other, and they have not evolved with time. While both traders & investors have gotten smart about how they make money and build wealth, as users they have continued to use the same products, features, and platforms that were available for years with little or no innovation. We plan to change that - a technology-led platform built for super traders and long term investors.
Total income from operations for FY26 reached ₹1,14,687 lacs, an increase from ₹99,452 lacs in the previous fiscal year. The bank's operational metrics showed significant improvement, with advances growing 20.9% year-on-year and deposits increasing 20.4% year-on-year. The Current Account Savings Account (CASA) ratio stood at 34.7% in Q4 FY26, while disbursements grew 20.1% year-on-year during the quarter.
Key Financial Performance
Parameter Q4 FY26 (₹ in lacs) Q4 FY25 (₹ in lacs) FY26 (₹ in lacs) FY25 (₹ in lacs) Total Income from Operations 29,892 25,703 1,14,687 99,452 Net Profit after Tax 4,008 3,424 14,139 13,165 Net Worth 1,44,938 1,33,447 1,44,938 1,33,447 Paid-up Equity Share Capital 4,542 4,525 4,542 4,25
Asset Quality and Capital Adequacy
The bank maintained healthy asset quality indicators with Net NPA at 1.24% in Q4 FY26, improving from 1.35% in Q3 FY26. Gross NPA stood at ₹22,041 lacs with a gross NPA ratio of 2.54%. The Capital Adequacy Ratio was reported at 22.31% with Tier-I Ratio at 19.58% as of March 31, 2026.
Earnings per share (basic) for the year ended March 31, 2026, stood at ₹31.20 compared to ₹29.18 in the previous year. The bank's operating margin for FY26 was 18.62%, while net profit margin was 12.33%. The Return on Assets (annualised) was recorded at 1.24% for the fiscal year.
The board of directors approved these financial results in its meeting held on April 29, 2026. The bank has followed the same significant accounting policies in the preparation of these financial results as those followed in the financial statements for the year ended March 31, 2025.
Capital Small Finance Bank Limited has announced June 18, 2026 as the record date for determining the entitlement of members to receive the final dividend for the financial year ended March 31, 2026. The announcement was made through official communication CSFB No. 2026-27/69 dated April 29, 2026, in compliance with Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Dividend Payment Details
The dividend payment is subject to approval by shareholders at the Annual General Meeting (AGM) of the bank. If approved, the dividend will be credited or dispatched within 30 days from the date of the AGM. The AGM is scheduled to be held on Thursday, June 25, 2026.
Record Date Information
The following table provides the key details regarding the record date announcement:
Parameter: Details Security Type: Equity Shares Record Date: Thursday, June 18, 2026 Purpose: Payment of dividend for FY2025-26 AGM Date: Thursday, June 25, 2026 Communication No: CSFB No. 2026-27/69 Filing Date: April 29, 2026
Corporate Communication
The communication was issued on April 29, 2026, and digitally signed by Amit Sharma, Company Secretary & Compliance Officer (Membership No. F10888) of the bank. The official notification was sent to both BSE Limited and National Stock Exchange of India Limited as per regulatory requirements. The filing confirms that dividend payment, if declared by members at the AGM, will be processed within the stipulated timeframe.
Company Information
Capital Small Finance Bank Limited is headquartered at 'MIDAS Corporate Park', 3rd Floor, 37, G.T. Road, Jalandhar-144 001, India. The bank can be contacted via telephone at 0181-5051111 or 5052222, and through email at mail@capitalbank.co.in . The company's CIN is L65110PB1999PLC022634.
We’re building Scanx - to help you express your trading & investing idea, to help you analyse the markets better.
Stock Markets are the true indicator of the growth of any country's economy. We are bullish on India, we are bullish on India's prospects to be one of largest economies of the world. We believe that Stock Markets provide an unique opportunity for all Indians to participate in the growth story of India. We are enabling the same for Indians.
As financial services are becoming more accessible, there is now a large set of Indians today who are financially aware and literate. They value time and seek high quality products & services. Most screening, trading, investing platforms available today are more or less similar to each other, and they have not evolved with time. While both traders & investors have gotten smart about how they make money and build wealth, as users they have continued to use the same products, features, and platforms that were available for years with little or no innovation. We plan to change that - a technology-led platform built for super traders and long term investors.