Bandhan Bank on Thursday approved the sale of specific non-performing assets (NPAs) and written-off loan portfolios through a bidding process involving Asset Reconstruction Companies (ARCs) and other permitted transferees.
The decision was taken at the Board meeting held on November 27, 2025.
The portfolios identified for sale include loans from the Emerging Entrepreneurs Business (EEB) segment—comprising group loans, small business loans and agriculture loans—as well as the Aspiring Business Group (ABG).
The bank will initiate a bidding process under the Swiss Challenge method for NPAs with over 180 days past due, carrying a principal outstanding of ₹3,212.17 crore as of September 30, 2025. Separately, Bandhan Bank will auction its written-off loan portfolio, which has a principal outstanding of ₹3,719.14 crore.
The move aims to clean up the balance sheet and improve asset quality by offloading stressed assets to ARCs and other eligible buyers.
Bandhan Bank financial results